Pre-existing Conditions Eliminated Ahead of 2014 Law Change One feature of the new US health care law should be welcome news for Canadians: the elimination of pre-existing condition clauses in US health insurance policies.  For years, these clauses have prompted some Canadians with health concerns to set aside plans for US residency or retirement in [...]

The Financial Planning Standards Council of Canada conducted a study that questioned 7,838 English speaking Canadians to determine if financial planning was valuable.

After almost a year of debate, the President signed into law a new health care bill, achieving his goal of a broad reform of the US health care system. Health care reform will offer our clients a mixed bag of opportunities and challenges.

Here is an article that Bob Keats has written that discusses the current market conditions

Taxpayers run hot and cold when it comes to automobile expenses.

There are two tax acts that may affect your tax liability this year and in coming years. The changes may result in reduced tax liability, extension of tax breaks or a limiting of tax breaks.

A great deal of energy has gone into the debate over which investing strategy makes the most sense, and many investors find themselves bewildered by the often contradictory “advice” they receive.

Identity theft is becoming an increasing problem in the United States. Complaints filed in 2004 approached 250,000, an increase of over 50% in the last two years per the Federal Trade Commission (FTC) web site.

One of the most challenging tasks for any self-employed individual is securing adequate and affordable health insurance.

Residents of Canada may claim gambling losses, but only to the extent of gambling winnings. They should report both their total gambling winnings and total gambling losses for the year. Gambling Winnings (PDF)

There is a wealth of information being published on sophisticated planning techniques, but there is woefully little information on the fundamental attributes of a good financial plan, such as planning assumptions.

In part two, I want to talk about how to create an investment return assumption that makes sense in relation to the inflation assumption used.

According to the US Department of Commerce, Americans spend $1.22 for every dollar they earn, and more than two million Americans file for bankruptcy each year. Start Feeding the Pig (PDF)